Mortgage & Loan Calculator - Google Play

Mortgage and loan calculator with amortization schedule, charts and early repayment simulation. Works offline, no sign-up.

Enter the amount, the interest rate and the term, and see your monthly payment straight away. No account and no personal data: the calculation runs entirely on your phone. Then dig into where your money actually goes: how much of each payment is interest, how much reduces your balance, and how much the loan costs you in total.

Loan calculator
Monthly payment from amount, rate and term. Change any value and recalculate instantly.

Amortization table
Every single payment, month by month: interest, principal and remaining balance.

Early repayment
Add as many lump sums as you like, each one either lowering the payment or shortening the term, and see the interest you save.

Charts and summary
Monthly and cumulative charts, plus a summary with total interest and total paid at a glance.

Any loan, any currency
Home loan and mortgage, car loan and auto finance, personal loan, student loan, business loan. Works with the French amortization system used across Europe and Latin America, and with the EMI figures used in India. Type the numbers in whatever currency you use.

What people use it for
Comparing two offers before signing. Checking whether an early payment is worth it. Understanding why the first years are almost all interest. Working out what happens to the payment if the rate goes up. Deciding between a shorter term with a higher payment and a longer one with a lower payment.

Works offline. No sign-up, no personal data required.

This app is a simulator for educational purposes. It does not provide financial advice and does not offer or arrange loans. Figures are estimates: your lender's terms, fees and rounding may differ.